Filed under: Life, Money | Tags: Financial, Gen X, Gen Y, McMansion, Recession, SUV, Troubles
Is a recession necessary for each generation to financial difficulty experience? Does being put through a recession create more mature and wiser investors?
These are some of the thoughts I have been having lately. When I was a wee little baby, the stock market collapsed over in the U.S. and the Australian dollar plummeted with it. My parents survived through this and I believe they are the wiser because of it as both are doing quite well today. I’m reasonably happy with my financial status as I can afford to take an overseas trip every year, whilst my brother is debt ridden. I’m not sure why that is as we both had the same up bring. I think financial stability is a sign and reflects the maturity of an individual.
Currently there is a big flap about the interest rates on mortgages at the moment, but at the time when I was young, my parents were paying of a house with interest rates of around 12-15%. They seem to be coping fine with the current rate problem; however the Gen X new home owner (more…)
Filed under: Life, Money | Tags: Earth, Ecolabel, Enviroment, Enviromental, Green, Procurement, Purchasing, Sustainability, Sustainable
Not so long ago we used to be customers, today we see ourselves as ‘consumers’ and we perceive consumption as the basis of modern economics. Few of us grow or make useful items any more and we expect items on demand and dispose of them where we can not see them.
All Natural Resources on our planet are limited an finite, to prolong our yields of the Earth we must seek in giving back to it for the next harvest. Market economics rests on the assumption that ‘the customer is always right’. You are the customer, or at least you used to be before we were lulled into being consumers.
Filed under: Life, Money, Work | Tags: Bouncing, Gen Y, Generation Y, Job, Life, Skipping, Work
Being in at my current employee for more than a year now, I’m starting to get hot feet and feel the need for change. It seems that this is a normal trait for Gen Y, as they bouncer from job to job. I know that at some stage in my career I should display loyalty and the willingness to stick it out, but it seems I can get a head quicker by bouncing.
Job bouncing is a way that you can display your ambition and ability to adapt and constantly learn. Whilst I have been promoted since I started nearly a year back, I am slowly getting into a funk again and losing motivation. (more…)
Filed under: Money | Tags: ACN, Agel, Donald, Financial, Marketing, Money, Multi-Level, Pyrimid, Scam, Scheme, Trump
Twice now I have been asked by friends to “catch up” and have a chat about something “exciting”. After exchanging pleasantries, a couple of minutes of social banter they are off and racing on a long winded, rehearsed and scripted speech about a new company and a way to make money quick.
Call me an old fashioned pessimist, but if a person trying to recruit or sell to you says, “This is not a pyramid scam, its multi-level marketing” then alarm bells should be ringing. Obviously there is something suspicious if their first course of action is to defend themselves. After sitting through two of these I have come to the conclusion that “Multi-Level Marketing” is the politically correct term for “Pyramid Scheme”. (more…)
